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Retiring in Thailand

Retiring in Thailand – The Ultimate Guide

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If you are approaching the end of your career and you plan to retire in Thailand, you certainly aren’t alone, as this paradise Southeast Asian nation ticks all the boxes for many retirees. The climate is tropical and the cost of living is low, not to mention the warm & hospitable reception from the Thai people.

We talked to a few seasoned expats about living in Thailand and here are their top tips.

  • Visa requirements – Foreigners aged 50 and over can apply for a retirement visa, which is renewed on a yearly basis. Prior to applying for the visa, open a bank account in a Thai bank and deposit the sum of 800,000 baht. Some expats prefer to use a reputable visa agent, although it is a straightforward process that costs a mere 1,900 baht; if you have the time, you can prepare the funds and open an account as soon as you arrive in Thailand.
  • Learning to speak Thai – We recommend total immersion; start a Thai speaking course with a remotely located Thai teacher and use the new vocabulary when you engage with locals. Google can help you find the best Thai language academy, where all your questions will be answered. This is the key to a smooth and trouble-free lifestyle, plus being able to speak Thai gives you a window into the culture.
  • Real estate – If you are planning to build the perfect home, as a foreigner, you are prohibited by law from owning land; there are solutions in the form of a 30-year lease, with the option of a further 30 years. The cost of 30×30 lease is similar to freehold; the only other option is to formulate a limited company and acquire the land in the business’s name. You do need a local partner (Thai national) and they hold 51% while you hold the remaining 49%. Of course, you can rent a finished property and you are allowed to buy a condo unit, which many expats choose.
  • Health insurance – Medical treatment is very expensive in Thailand; there are top hospitals and the best surgeons and by taking out health insurance, you won’t have to use all your savings of medical bills. The insurer offers a few packages and if you use an online broker, they have connections with many insurers to help find the best policy. Click here for information about health insurance in Thailand.
  • Rent for one year – When you find your paradise in Hua Hin, Pattaya or Phuket, we recommend renting for 12 months, which gives you time to live in the community. The northern part of Thailand is very different from the south and if jungle and mountains are your thing, check out Chiang Rai and Chiang Mai.

Of course, entry requirements can change at any time, so we advise you to check online before making a booking. Learn about the climate and the culture as much as you can from online resources such as YouTube and X.

We hope you enjoy your golden years in the Land of Smiles and hope the above information helps.

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